Qualified BDO Credit Cardholders may avail of the following BUY NOW, PAY LATER offers:

  • ​Exclusive discount and/or free item(s) on minimum purchase from participating stores
  • 0% interest up to 24 months term
  • Pay 3 months later

Promo Period

June 1 to September 8, 2022

Qualified Cards

  • ​BDO Mastercard, VISA, JCB, UnionPay and Diners Club Credit Cards
  • BDO-issued American Express® Card

Promo Mechanics

  1. ​The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.
  2. The Promo is available from June 1 to September 8, 2022 at participating stores nationwide.
  3. Qualified BDO Credit Cardholders may avail of the following BUY NOW, PAY LATER offers:
  • Up to 20% OFF on select Westinghouse items
  • 0% interest on minimum spend of:
    • 3 months - ₱3,000.00
    • 6 months - ₱20,000.00
  • The promotional discount and/or free item(s) is not convertible to cash, discount or other item(s).
  • The Promo cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the existing store's terms and conditions.
  • The BUY NOW, PAY LATER (BNPL) with Payment Holiday Program is effective from June 1– September 8, 2022. The monthly installment due on BNPL transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the third (3rd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.

    Sample BUY NOW, PAY LATER payment schedule: 
  • All BDO BUY NOW, PAY LATER transactions are subject to bank approval.
  • The entire BUY NOW, PAY LATER transaction amount shall be deducted from the Cardholder's available credit limit.
  • BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the BUY NOW, PAY LATER transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.
  • In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO in concurrence with DTI.
  • Click here for BUY NOW, PAY LATER Terms and Conditions. 

    Per DTI Fair Trade, Permit No. FTEB-144119, Series of 2022